Closing Cost Breakdown for Buyers in Palm Beach Gardens

Closing costs often catch buyers by surprise. Here’s a breakdown to help you budget for your new home in Palm Beach Gardens:

Typical Closing Costs:

• Loan origination and underwriting fees
  
  
• Title insurance
  
  
• Attorney or escrow charges
  
  
• Survey fees
  
  
• Homeowners insurance premium
  
  
• Transfer taxes and recording fees
  
  
• Appraisal charges
  
  

Estimated Total:
Expect costs between 2–5% of the purchase price, depending on property type and loan specifics.

Who Pays What:
Buyers and sellers often split costs, but local custom varies. Ask your Realtor for a line-item estimate before signing contracts.

Tip:
Budget for unexpected expenses, like prepaid taxes or HOA transfer fees.